Loan security valuations

We provide an accurate and comprehensive valuation of commercial and residential property and land to allow lenders to make informed decisions before committing to property finance. 

Experts in valuation of property and land

What do we do?

Acting for banks and other financial lending institutions including bridging loan providers, we will provide accurate and comprehensive valuations of commercial and residential property and land so an informed decision can be made as to whether any loan sought and provided to the homeowner, business owner or developer will be secure.

All valuers at Kempton Carr Croft are regulated by the Royal Institution of Chartered Surveyors. They abide by the RICS codes of conduct and prepare their reports in accordance with the RICS Red book valuation standards. This method considers the property’s location, condition, quality, the demand and supply in the area, along with the current market conditions in the area by seeking comparable evidence from recently sold property of a similar nature. Any planning permission along with future value, potential for alternative uses, energy efficiency and environmental factors affecting the property are all considered and summarised in the valuers report.

We have a large team of valuers working throughout London and the South of England but can be instructed to work nationally if required. Each is experienced and knowledgeable in the local markets that they operate in and is able to value a wide range of commercial and residential property types and land. From a simple stand-alone property to complex development and mixed use schemes, Kempton Carr Croft’s valuers have the accuracy and insight required to provide a valuation report at any given time.  

We act and advise on

RICS red book valuations on behalf of lenders for commercial and residential property and land

Key things for lenders to consider

  • We conduct valuations for a wide range of lending institutions including the majority of the high street clearing banks, building societies and short term lenders. Contact Simon Mills to add us to your panel today.
  • We were highly commended at the Bridging and Commercial awards in the ‘Best Bridging Valuer’ category as a result of feedback on the quality and efficiency of our work from our clients
  • We have a dedicated loan security valuation team and offer quick turn around times on reports to suit your deadlines

Our service includes

  • Initial advice in respect of loan security valuations
  • Inspection of the property
  • Reporting the value at the applicable valuation date

Advice for homeowners, developers and business owners

A loan security valuation is a report conducted on behalf of the lender to establish if their loan will be secure based on the value of the property. It is conducted in accordance with the RICS red book valuation methods and does not conclude the amount that the property or land might sell for on the open property market. You should be aware that property sale prices can be lower or higher than the actual valuation figure depending on the open property market at the time of sale. See our blogs ‘4 property valuation questions answered‘ for more information on this topic or Building Survey vs Mortgage valuation reports‘ for further insight into the different reports available for difference audiences. 

For guidance on your individual options, please get in touch

CONTACT US

Our Team

Simon Mills

BSc (Hons) MRICS

Head of Loan Security Valuation
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Mark Symonds

MRICS

Chartered Surveyor & RICS Registered Valuer
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Amy Stevenson

BSc (Hons) MRICS

Chartered Surveyor & RICS Registered Valuer
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Get in touch